Job Description
JOB PURPOSE
The Incumbent will report to the Sector Head and will be responsible for developing new business opportunities by proactively marketing for Agribusiness opportunities from current & prospective clients as well as acting as the main Relationship officer for all Agribusiness customers. The main goal of the position is to continuously grow the Agribusiness Portfolio in the branch.
Key responsibilities and accountabilities
• Drive and Implement solutions for the Agribusiness branch portfolio based on the Bank’s strategy.
• Increase bank deposits for the Agribusiness portfolio, Micro segment, and the bank as a whole.
• Drive the Agribusiness portfolio while fostering & growing relationships within the Agribusiness customer base.
• Drive to increase interest and non-interest income from Agribusiness banking.
• Agribusiness Customer based focus on increase of customer numbers, product and tariff development, channels, and Innovation.
• Conducting market intelligence and surveys in respect to competitor products and market trends.
• New Agribusiness product development.
• Appraisal and evaluation of all new Micro and Agribusiness credit facilities generated from Branch staff and recommendation to credit department for approval.
Minimum Qualifications and Experience
• Bachelor’s degree in Agribusiness, Economics or related field.
• Professional qualifications such as CPA or Credit Management.
• Thorough knowledge of Agribusiness banking products and policies.
• 3 years’ experience in banking, 2 of which should be in Business development and customer relationship management.
• Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
• Good understanding of prudential guidelines and KYC.
• Have strong communication and team building skills with ability to work with diverse teams.
• Resilient, Confident and self-motivated.