Job Description
BUSINESS DEVELOPMENT OFFICERS – BDO 08/23
Responsible for business development through marketing and recruiting of customers, processing and
disbursement of loans and ensure timely collection of the same to ensure healthy portfolio and a happy
and satisfied customer base.
KEY DUTIES AND RESPONSIBILITIES
a) Responsible for Marketing of Banks products and services
b) Actively drive growth in customer numbers and ensure full adherence to the customer on-boarding
Policies and Procedures
c) Facilitate recruitment and registration of clients in existing and new groups
d) Stimulate client training on SMEP policies, procedures and basic business skills, loans, business,
e.t.c.
e) Ensure that all clients contribute weekly savings and repay their loans on time
f) Responsible to evaluate clients’ businesses and determine whether they are worth the amount
applied for
g) Responsible for client evaluations and loan processing.
h) Responsible for maintaining a quality asset portfolio as per the Banks requirements
i) Responsible for preparation and submissions of timely daily, weekly, monthly and quarterly
reports as per the Banks’ requirements to the respective Office Holders.
j) Responsible for recording, verifying and assessing the chattels offered for loans with assistance of
the Branch Manager
k) Ensure follow-up of defaulters and collection of arrears
l) Responsible for record keeping for all clients e.g. savings, loan status etc.
m) Ensure client retention through excellent customer service
Key Qualities, Qualifications & Competencies:
• Must uphold strong Christian values, commitment and a passion for positive transformation of the
populace.
• A minimum grade of C+ (plus) in KCSE
• An undergraduate Bachelor’s degree or Diploma in Business related courses from a recognized
institution.
• Knowledge in Sales and Marketing, credit risk management, credit lending, as well as relevant
experience in the Banking sector will be an added advantage.
• Proficiency in computers is mandatory.
• Ability to analyze and interpret financial statements
• Clear understanding of microfinance/banking industry is an added advantage.
• Good interpersonal & communication skills with excellent customer service.
• A team player with the drive to improve performance.
• Persuasive with strong recognition skills,
• Self-driven and possess the ability to work with minimum supervision
• Ability to work independently under minimum supervision.
• Aged between 26 and 35 years