Job Description
Daylipa Financing is a newly established entity being a partnership between Davis & Shirtliff and UK based 4R Digital. Its objective is to provide flexible and affordable financing solutions to Davis & Shirtliff customers in Kenya and in the Eastern African region with a particular focus on Pay-As-You-Go (PAYG). The company seeks to fill the role of General Manager.
Responsibilities
The successful candidate will have the following key responsibilities:
• Oversee the development, execution and monitoring of credit policies, systems, and solutions.
• Develop and deploy an appropriate product marketing mix in collaboration with the marketing and sales teams.
• Develop and implement a credit collection and asset repossession strategy, in consultation with Senior Management.
• Develop and maintain relationships with potential funders and structure, negotiate and manage loan facilities.
• Oversee overall risk management for the company.
• Manage legal, contracting and compliance matters. In liaison with Daylipa's legal counsel.
• Provide direction, guidance, and support to the credit team to maintain a healthy debt book.
Qualifications and Experience
• Minimum 10 years' experience in consumer finance and credit risk management (preferably in PAYG sector), five of which should be at General Manager level or similar.
• Graduate degree in Commerce / Business Studies, Economics, or any other relevant field with minimum Upper Second-Class Degree from a recognised institution.
• MBA or Masters degree in relevant discipline Is an added advantage.
• Hands-on experience in developing flexible and affordable asset financing schemes for mass-market customers.
• Experience in capital and debt finance structuring. Critical Competencies
• Proficient in financial modelling with in-depth credit data analysis skills.
• Strong strategic, analytical, and innovative mindset.
• Strong negotiation, collaborative and communication skills.
The successful candidate will join a dedicated team of specialists in the water and energy sectors which have significant potential for future growth. The job will provide a challenging and stimulating work environment with excellent growth opportunities.